Glossary — M02: Forward Commitment and Contingent Claim Features

TermDefinition
Forward commitmentA derivative in which both parties are obligated to transact at a future date at terms set today; includes forwards, futures, and swaps
Contingent claimA derivative whose payoff depends on whether a specific event or condition occurs; the holder has a right but not an obligation (e.g., options, CDS)
Forward contractAn OTC agreement obligating one party to buy and another to sell an underlying asset at a specified price () on a future date ()
Futures contractA standardized, exchange-traded forward commitment with daily mark-to-market settlement and clearinghouse guarantee
SwapAn OTC agreement to exchange a series of cash flows over multiple periods; effectively a portfolio of forward contracts
OptionA contract giving the buyer the right, but not the obligation, to buy (call) or sell (put) an underlying at a specified price on or before a specified date
Call optionAn option giving the holder the right to buy the underlying at the strike price
Put optionAn option giving the holder the right to sell the underlying at the strike price
European optionAn option that can be exercised only at expiration
American optionAn option that can be exercised at any time up to and including expiration; always worth at least as much as an otherwise identical European option
Strike (exercise) priceThe predetermined price at which the option holder can buy (call) or sell (put) the underlying ()
Option premiumThe price paid by the option buyer to the option seller for the rights conveyed by the option
Initial marginThe deposit required to enter a futures position
Maintenance marginThe minimum margin account balance; breaching triggers a margin call
Mark-to-market (MTM)The daily settlement process in futures markets where gains and losses are credited/debited to margin accounts
Margin callA demand to restore the margin account to the initial margin level after it falls below the maintenance margin
Physical settlementSettlement by actual delivery of the underlying asset
Cash settlementSettlement by a cash payment equal to the difference between the contract price and the market price
Credit default swap (CDS)A derivative providing insurance-like protection against credit events of a reference entity; protection buyer pays periodic premiums
PayoffThe cash flow received at expiration or settlement of a derivative, before accounting for the initial cost

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