Glossary: GIPS

TermDefinition
GIPS (Global Investment Performance Standards)A set of standardized, industry-wide ethical principles for calculating and presenting investment performance; administered by CFA Institute
CompositeAn aggregation of one or more portfolios managed according to a similar investment mandate, objective, or strategy
Time-weighted return (TWR)A return measure that eliminates the effect of external cash flows; reflects the manager’s investment skill; the default method under GIPS
Money-weighted return (MWR)A return measure equivalent to the internal rate of return (IRR); accounts for timing and size of cash flows; required by GIPS for private equity and real estate
Independent verificationA voluntary review by an independent third party to confirm that a firm’s GIPS-compliant processes are properly designed and implemented; applies to the entire firm, not individual composites
Discretionary portfolioA portfolio where the firm has the ability to fully implement its intended investment strategy without significant client-imposed restrictions; must be included in composites
Non-discretionary portfolioA portfolio where client-imposed restrictions prevent the firm from fully implementing its strategy; excluded from composites
Definition of the firmThe entity held out to clients as a distinct business unit; must be consistently applied and include all discretionary and non-discretionary assets in total firm assets
Survivorship biasDistortion in performance results caused by excluding terminated (often poor-performing) accounts from the record; GIPS prevents this by requiring inclusion of terminated accounts
Representative accountA single account selected to represent a composite or strategy; GIPS discourages this practice in favor of reporting full composite performance
Fundamentals of complianceGIPS requirements for firm-wide compliance, documentation of policies, minimum 5-year history (building to 10 years), accurate data, and no misleading performance
GIPS HandbookThe comprehensive reference document that provides guidance, interpretations, and implementation advice for the GIPS standards
Fair valueThe price that would be received to sell an asset in an orderly transaction; GIPS requires fair value for portfolio holdings
Compliant presentationA GIPS-formatted performance report meeting all required disclosures, calculation methods, and presentation standards
Firm-wide complianceThe GIPS requirement that compliance must cover the entire firm — partial compliance or compliance at the composite level alone is not permitted