Glossary: FI Module 03 — Issuance and Trading

TermDefinition
Primary marketThe market where new bond issues are first sold to investors
Secondary marketThe market where previously issued bonds are traded among investors
Investment gradeBonds rated Baa3/BBB- or higher by Moody’s/S&P; considered lower credit risk
High yield (speculative grade)Bonds rated Ba1/BB+ or lower; also called junk bonds
Fallen angelA bond originally rated investment grade that has been downgraded to high yield
Rising starA bond upgraded from high-yield to investment-grade status
Underwritten offeringAn investment bank buys the entire issue from the issuer and resells to investors (bears unsold inventory risk)
Best-efforts offeringThe investment bank acts as agent, selling as much as possible without guaranteeing the full amount
Shelf registrationA regulatory provision allowing an issuer to register securities in advance and sell them in tranches over time
AuctionA process (used primarily for government bonds) where bonds are sold to the highest bidders
Private placementSale of bonds directly to a small number of qualified investors, not publicly offered
OTC (over-the-counter)Decentralized trading of bonds directly between parties, not on a formal exchange
Bid-ask spreadThe difference between the price a dealer will buy (bid) and sell (ask) a bond; a measure of liquidity
Dealer marketA market where dealers make markets by quoting bid and ask prices
Settlement dateThe date on which the bond transaction is completed and payment/delivery occurs

See also: Bond Features